EthereumLendingtrending_upOUTLOOK: IMPROVING
Aave V3
Mature lending protocol with strong defense depth and governance. Primary risk is composition exposure from heavy integration by other DeFi.
TVL
$12.4B
30-day Δ
+4
Last scored
2026-04-19
BlackHart Risk Index
817
B+
Scale: 300 — 1000
01 //Category Breakdown
What drives this score.
The score aggregates six independent assessments of the deployed code. Each category below carries a rationale derived from the current state of the protocol.
Access Control
80 / 100Mature authority lattice; extensive access control
Economic Integrity
79 / 100Multi-mode markets; careful invariant coverage
External Dependencies
76 / 100Chainlink + fallback; freshness checks in place
Upgradeability & Governance
84 / 100Long timelock, on-chain governance
Composition Exposure
62 / 100High integrator count; well-documented interfaces
Systemic Impact
60 / 100Largest lending market; systemic role
02 //Peer Comparison
Other lending protocols.
Comparable protocols in the same category, ranked by BRI.
| Protocol | TVL | Grade | BRI | vs. Aave V3 |
|---|---|---|---|---|
| Morpho Blue Ethereum | $2.1B | B+ | 815 | -2 |
| Euler V2 Ethereum | $1.0B | B | 755 | -62 |
03 //Transparency